student reads and takes in the nice view in a field with flowers and greenery

Off-campus Care & Reciprocity



  • While traveling abroad, you will need to contact us for a referral before you receive non-emergency care. Chances are, you will have to use a non-network provider and pay out of pocket for care, then file a claim with UC SHIP for reimbursement. 
    • UC SHIP covers most out-of-network care at 60% of the maximum allowable charges. Emergency care is covered at 100% of maximum allowable charges. Any amount above the allowed charges is your responsibility.

Last modified: Sep 05, 2025