
Billing & Insurance
At the Cowell Student Health Center, we’re here to support you with your health coverage needs. We can help you enroll in UC SHIP, explain your fees, provide referrals, and guide you through dental and vision benefits, off-campus care, insurance waivers, CruzCare, and how to get involved with the Student Health Advisory Committee (SHAC).

Hours and location
Check hours
Loading…Insurance drop-in sessions
Drop in on Zoom for a quick chat with an Insurance Advocate – no appointment needed!
Contact us
Reach out to us via phone or email for any UC SHIP inquiries—including premiums, waivers, audits, or referrals.
Phone: (831) 502-8440
Fax: (831) 459-4050
Email: insure@ucsc.edu


Insurance Requirement
The University of California requires all students to have health insurance with local access to care while enrolled. Review your options.

UC SHIP
Learn about enrollment in the UC Student Health Insurance Plan, what the coverage includes, mobile apps, waiver dates and how to submit an annual waiver.

CruzCare
Waiving UC SHIP? Enroll in CruzCare to get access to select services at the health center, including care for acute illness or injury, in-house lab tests, and X-rays.

FAQ
Find answers to frequently asked questions about UC SHIP enrollment, costs, coverage, waivers, billing, and referrals.

Insurance Forms
Access medical, dental, vision, and pharmacy benefit summaries; claim, enrollment, and cancellation documents; provider directories; waiver information; and cost sheets.

Billing Information
If you waive UC SHIP, you’ll be billed for care received at the Health Center. Certain services are covered by student fees. View our summary of common fees for details.